The Pradhan Mantri Vishwakarma Yojana (PM Vishwakarma Yojana), also known as PM Vishwakarma Kaushal Samman, is a flagship Central Sector Scheme launched by the Ministry of Micro, Small and Medium Enterprises (MoMSME) on 17 September 2023. In 2026, the scheme continues to empower millions of traditional artisans and craftspeople across India who work with their hands and tools in the unorganised sector. By providing end-to-end support — from recognition and skill upgradation to financial assistance and market linkage — the scheme aims to modernise traditional crafts, boost livelihoods, and integrate artisans into the formal economy.
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Overview of PM Vishwakarma Yojana 2026
Prime Minister Narendra Modi has described the Pradhan Mantri Vishwakarma Yojana as a transformative initiative dedicated to India’s “Vishwakarmas” — the skilled builders, creators, and custodians of the nation’s rich traditional crafts and heritage. As of April 2026, the scheme has made remarkable progress, with over 23.91 lakh artisans successfully registered. Notably, the ambitious target of registering 30 lakh artisans by 2028 was achieved ahead of schedule in September 2025.
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| PM Vishwakarma Kaushal Samman Yojana |
Out of these, more than 15.59 lakh artisans have completed basic training, while 5.91 lakh have received modern toolkits to enhance their productivity and craftsmanship. Loan sanctions have crossed ₹5,067 crore, benefiting around 7.79 lakh applicants, and digital transaction incentives worth over ₹33.14 crore have been directly disbursed to encourage cashless business practices.
The scheme is scheduled to continue till 2027-28, with fresh registrations open until 2028. This makes 2026 an excellent and opportune time for eligible traditional artisans to apply and take full advantage of the comprehensive support being offered. This comprehensive guide covers everything you need to know about PM Vishwakarma Yojana 2026: eligibility criteria, benefits, required documents, and the complete online application process.
Highlights of PM Vishwakarma Yojana 2026
| Scheme | PM Vishwakarma Yojana |
|---|---|
| Scheme Launched | 17 September 2023 |
| Target Beneficiaries | Traditional Artisans (18 Trades) |
| Total Registered | Over 23.91 Lakh (as of April 2026) |
| Basic Training Completed | 15.59 Lakh |
| Toolkits Distributed | 5.91 Lakh |
| Loan Sanctioned | ₹5,067 Crore |
| Interest Rate | Only 5% per annum |
| Maximum Loan | Up to ₹3 Lakh (Collateral Free) |
| Toolkit Incentive | ₹15,000 |
| Daily Training Stipend | ₹500 per day |
| Registration Deadline | Till 2028 |
| Scheme Period | 2023–2028 |
Pm Mudra Loan Scheme
Objectives of PM Vishwakarma Yojana
The scheme’s core goal is to provide holistic support to family-based traditional artisans engaged in 18 specified trades. It focuses on:
- Recognising artisans as “Vishwakarmas” through certificates and ID cards.
- Enhancing skills through structured training.
- Supplying modern toolkits.
- Offering collateral-free credit at concessional rates.
- Promoting digital transactions and market access.
By bridging the gap between traditional knowledge and modern opportunities, the scheme aims to improve product quality, increase income, and ensure sustainable livelihoods for artisans who have preserved India’s cultural heritage for generations.
Pm Surya Ghar Muft Bijli Yojana
Eligibility Criteria for PM Vishwakarma Yojana 2026
To qualify, applicants must meet strict yet inclusive criteria designed to target genuine traditional artisans:
- Occupation: Must be an artisan or craftsperson working with hands and tools in one of the 18 family-based traditional trades in the unorganised/informal sector on a self-employment basis.
- Age: Minimum 18 years on the date of registration.
- Engagement: Actively engaged in the trade on the date of registration.
- Loan History: Must not have availed loans under similar Central or State credit-based schemes (e.g., PMEGP, PM SVANidhi, MUDRA) in the past 5 years. However, those who have fully repaid PM SVANidhi or MUDRA loans are eligible. PMEGP beneficiaries are generally ineligible.
- Family Rule: Only one member per family can avail benefits. A “family” includes husband, wife, and their unmarried children.
- Exclusion: Government employees (Central or State) and their family members are not eligible.
List of 18 Eligible Trades (family-based traditional):
- Carpenter (Suthar/Badhai)
- Boat Maker
- Armourer
- Blacksmith (Lohar)
- Hammer and Tool Kit Maker
- Locksmith
- Goldsmith (Sonar/Sunar)
- Potter (Kumhaar)
- Sculptor (Moortikar)/Stone Carver/Stone Breaker
- Cobbler (Charmkar)/Shoesmith/Footwear Artisan
- Mason (Rajmistri)
- Basket/Mat/Broom Maker/Coir Weaver
- Doll & Toy Maker (Traditional)
- Barber (Naai)
- Garland Maker (Malakaar)
- Washerman (Dhobi)
- Tailor (Darzi)
- Fishing Net Maker
These criteria ensure the scheme reaches the most deserving grassroots artisans while preventing misuse.
Key Benefits of PM Vishwakarma Yojana
The scheme offers six major components:
Recognition: Every registered artisan receives a PM Vishwakarma Certificate and ID Card, providing formal identity and dignity.
Skill Upgradation:
- Skill Verification Test (free).
- Basic Training (with stipend of ₹500 per day).
- Advanced Training for skilled artisans.
- Training is conducted through empanelled centres by NSDC and other partners.
Toolkit Incentive: A one-time grant of up to ₹15,000 in the form of an e-voucher or e-RUPI after successful skill verification and at the start of Basic Training. This helps artisans acquire modern tools to improve productivity and quality.
Credit Support:
- First tranche: Collateral-free Enterprise Development Loan up to ₹1 lakh (18-month tenure).
- Second tranche: Up to ₹2 lakh (total ₹3 lakh) for those who maintain a good repayment record, adopt digital transactions, or complete Advanced Training.
- Interest rate: 5% per annum for beneficiaries (Government provides 8% interest subvention upfront to banks).
- Full guarantee coverage under the scheme (no guarantee fee for artisans).
- No prepayment penalty after 6 months.
Incentive for Digital Transactions: ₹1 per eligible digital transaction (up to 100 transactions per month), credited directly to the bank account via DBT. This encourages cashless business practices.
Marketing Support: Access to exhibitions, PM Vishwakarma Haats, e-commerce platforms, and branding support to expand market reach locally and globally.
These benefits are designed to be seamless and progressive — starting with registration and recognition, moving to training and tools, then credit and digital incentives.
Required Documents for PM Vishwakarma Yojana 2026
The registration process is document-light to ensure maximum accessibility:
Mandatory Documents/Information:
- Aadhaar Card (for e-KYC and biometric verification)
- Valid Mobile Number (linked with Aadhaar)
- Bank Account Details (if none, CSC helps open one)
- Ration Card
If No Ration Card:
- Aadhaar Cards of all family members (husband, wife, unmarried children)
Additional documents may be required during loan processing (e.g., income proof, trade-related evidence), but initial registration needs only the above. No fee is charged for enrolment, certificate, or ID card issuance.
Step-by-Step Guide: How to Apply Online for PM Vishwakarma Yojana 2026
The application process is simple, transparent, and primarily facilitated through Common Service Centres (CSCs) for accuracy and handholding. Direct self-registration without CSC is not available; the portal is designed for CSC operators.
- Locate your nearest CSC (use CSC locator on csc.gov.in or call 1800-3000-3468).
- Visit the CSC with your Aadhaar Card and mobile number. Inform the operator you want to register under “PM Vishwakarma Yojana”.
- The CSC operator logs into the Official Portal using “CSC – Register Artisans” login option.
- Mobile number verification via OTP.
- Aadhaar e-KYC (biometric fingerprint/iris scan or OTP-based verification).
- Fill the Artisan Registration Form with personal details, trade information, family details, and bank account.
- Upload scanned copies of required documents (Aadhaar, ration card, etc.).
- Submit the form. You will receive a reference number/acknowledgement.
- After verification (usually quick), download your PM Vishwakarma Certificate and ID Card from the portal or receive it via CSC.
- Proceed to nearest training centre for Skill Verification and Basic Training to unlock toolkit and further benefits.
The entire registration is free and takes 15-30 minutes. Track status on the portal using your reference number. A dedicated mobile app “PM Vishwakarma” is also available on Google Play for status checks and updates.
Helpline: 1800-267-7777 or 17923 (toll-free). For grievances, use the portal’s complaint section.
How to Avail Benefits After Registration
- Training & Toolkit: Visit designated training centre (list available on portal). Complete Skill Verification → Basic Training (with ₹500 daily stipend) → Receive ₹15,000 toolkit e-voucher.
- Loan: After toolkit/training, approach partner banks (list on portal) for first tranche (₹1 lakh). Maintain good record + digital transactions/advanced training for second tranche (₹2 lakh).
- Digital Incentive: Automatically credited monthly to bank account for eligible UPI/digital transactions.
- Marketing: Register on e-marketplaces or participate in PM Vishwakarma Haats organised periodically.
Impact and Success in 2026
By April 2026, the scheme has transformed lives: 23.91 lakh registered, 15.56 lakh trained, thousands of toolkits distributed, and massive credit flow. Artisans report higher income, better product quality, and formal recognition. States like Uttar Pradesh, Madhya Pradesh, and Rajasthan have seen maximum enrolments. The scheme’s focus on women and marginalised communities makes it truly inclusive.
Conclusion
PM Vishwakarma Yojana 2026 is more than a government scheme — it is a movement to honour and uplift India’s traditional artisans. With zero collateral loans at just 5% interest, free training with stipend, modern toolkits worth ₹15,000, and digital incentives, it offers a complete package for growth. If you or someone in your family is a traditional artisan in any of the 18 trades, do not miss this opportunity.
Visit your nearest CSC today or check https://pmvishwakarma.gov.in/ for details. Register, get recognised as a Vishwakarma, and build a brighter future for your craft and family.
| Official Website | Click Here |
|---|---|
| PM Vishwakarma-Guidelines | Download |
| Central Govt Scheme | Click Here |
| Join Telegram | Telegram |
FAQs on PM Vishwakarma Yojana 2026
Q. What is PM Vishwakarma Yojana?
PM Vishwakarma Yojana is a Central Sector Scheme launched by the Government of India on 17 September 2023 to provide holistic support to traditional artisans and craftspeople. It offers skill training, modern toolkits, collateral-free loans at 5% interest, digital incentives, and market linkage.
Q. Who is eligible to apply under this scheme?
Any artisan or craftsperson above 18 years of age, working on a self-employment basis in one of the 18 specified traditional family-based trades in the unorganised sector, is eligible. Only one member per family can avail the benefits.
Q. What are the 18 trades covered under the scheme?
The scheme covers 18 traditional trades including Carpenter, Blacksmith, Goldsmith, Potter, Mason, Tailor, Cobbler, Barber, Washerman, Garland Maker, Basket/Mat Maker, Sculptor, Fishing Net Maker, and others.
Q. How can I apply for PM Vishwakarma Yojana?
Registration can be done free of cost through the nearest Common Service Centre (CSC). Direct online self-registration is not available. Visit CSC with Aadhaar card and mobile number for biometric verification and form filling.
Q. What documents are required for registration?
The main documents needed are Aadhaar Card, linked mobile number, bank account details, and Ration Card. If there is no Ration Card, Aadhaar cards of all family members are required.
Q. What are the major benefits of the scheme?
Beneficiaries get a PM Vishwakarma Certificate & ID Card, skill training with ₹500 daily stipend, ₹15,000 toolkit incentive, collateral-free loan up to ₹3 lakh (first tranche ₹1 lakh, second ₹2 lakh) at 5% interest, and ₹1 incentive per digital transaction (up to 100 per month).
Q. Is there any last date to apply?
Fresh registrations are open till 2028. The scheme period is till 2027-28. It is advisable to apply as early as possible in 2026 to avail full benefits.
Q. Can government employees or their family members apply?
No. Government employees (Central or State) and their family members are not eligible under this scheme.