Bihar’s Mukhyamantri Mahila Rojgar Yojana (MMRY) continues to empower women across the state in 2026 by providing direct financial support for self-employment and small businesses. Launched in 2025 under the Rural Development Department and implemented by the Bihar Rural Livelihoods Promotion Society (BRLPS) through the JEEViKA network, the scheme offers an initial ₹10,000 grant to one eligible woman per family. This amount is transferred via Direct Benefit Transfer (DBT) into Aadhaar-linked bank accounts. Further assistance, potentially reaching up to ₹2 lakh in phases (including a ₹20,000 second instalment for many verified beneficiaries), depends on proper utilisation of the first amount and business progress.
The official portal for information and online applications, particularly for urban women, is mmry.brlps.in (with the urban-specific application page often at mmryurban.brlps.in). As of late August 2026, the scheme remains active, with ongoing applications, disbursements of first and second instalments, and related initiatives under campaigns like “Samriddh Mahila-Samriddh Bihar.”
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Background and Objectives
The Bihar government approved the Mukhyamantri Mahila Rojgar Yojana in August 2025 to promote women’s economic self-reliance, reduce out-migration, and strengthen rural and urban livelihoods. Prime Minister Narendra Modi launched the first major phase on 26 September 2025, transferring funds to around 75 lakh women. Subsequent waves expanded coverage significantly. By early 2026, reports indicated that over 1.2 crore to 1.5 crore+ women had received the initial ₹10,000 support.
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| Mukhyamantri Mahila Rojgar Yojana |
The core objective is simple yet transformative: provide seed capital so that women can start or expand income-generating activities of their choice—such as animal husbandry (goats, poultry, dairy), tailoring, kirana shops, beauty parlours, handicrafts, mushroom cultivation, or small manufacturing and services. After six months of verified activity, additional support can be released following assessment. The government has also focused on marketing support through Gramin Haats and linkages with schemes like Sudha sales centres or Didi’s Kitchen.
In 2026, the scheme aligns with broader goals of creating one crore “Lakhpati Didis” and providing employment opportunities to large numbers of women through animal husbandry, manufacturing, and services. Recent events, including fund transfers of hundreds of crores by the Chief Minister ahead of festivals, underscore its continued priority.
Mukhyamantri Mahila Rojgar Yojana 2026 – Key Highlights
| Highlight | Details |
|---|---|
| Scheme Name | Mukhyamantri Mahila Rojgar Yojana (MMRY) |
| State | Bihar |
| Implementing Agency | BRLPS / JEEViKA |
| First Instalment | ₹10,000 (DBT) |
| Further Support | Up to ₹2 lakh (₹20,000 second instalment common) |
| Beneficiaries (so far) | 1.2+ crore women |
| Official Portal | mmry.brlps.in (Urban: mmryurban.brlps.in) |
| Age Limit | 18–60 years |
| Family Limit | One woman per family |
| Application Mode | Online (Urban) / SHG (Rural) |
| Key Condition | Not income-tax payer / govt employee (self or husband) |
Key Benefits
- First instalment: ₹10,000 one-time support via DBT. This has already reached more than 1.21 crore women in the initial waves (primarily September–October 2025), with additional transfers continuing into 2026.
- Subsequent support: ₹20,000 as a commonly reported second instalment for JEEViKA-linked women who demonstrate proper use of the first amount (utilisation certificates, progress reports, and physical verification may be required). Total potential assistance can go up to ₹2 lakh in phases based on business performance and assessment.
- Training and handholding by Self-Help Group (SHG) workers and Community Resource Persons (CRPs).
- Marketing assistance and linkages to government platforms.
- Contribution to family income, women’s decision-making power, and reduced economic vulnerability.
Funds must be used for genuine livelihood activities. Misuse can affect eligibility for further instalments.
Eligibility Criteria
Eligibility is strictly defined to target women who need support the most:
- The applicant must be a woman aged 18 to 60 years.
- She must be a permanent resident of Bihar.
- Only one woman per family is eligible. A “family” typically means husband, wife, and their unmarried children. Unmarried adult women without surviving parents may be treated as a single-family unit.
- Neither the applicant nor her husband should be an income-tax assessee.
- Neither should be in regular or contractual government service.
- Association with a JEEViKA Self-Help Group is important. Non-members can usually join during the application/verification process.
Final approval rests with JEEViKA officials after verification. Women already part of urban or rural SHGs often have a smoother process.
Documents Required
Typical requirements include:
- Aadhaar card (name must match exactly).
- Aadhaar-linked mobile number.
- Bank account details / passbook (preferably Aadhaar-seeded for smooth DBT).
- Proof of residence (if needed).
- Passport-size photograph.
- Details of the proposed business activity.
- In some cases, caste certificate, educational certificates, or disability certificate if applicable.
- For later instalments: utilisation certificate, progress report, and evidence of business activity.
How to Apply Online at mmry.brlps.in (Especially for Urban Women)
Rural women generally apply offline through their Village Organisation (VO) or SHG meetings, where the Area Level Organisation (ALO) or CRP helps submit applications. Urban women (or those not yet in an SHG) can apply online. Here is the step-by-step process based on the current portal flow:
- Visit the Official Portal: Go to mmry.brlps.in. If it faces temporary issues, directly open the urban application page at mmryurban.brlps.in/mmryurban/. Look for the “आवेदन करें” (Apply) option or the heading related to urban benefits.
- Select the application link: Click on the relevant link under the urban application section (multiple links often lead to the same form).
- SHG membership question: The form asks “क्या आप स्वयं सहायता समूह की सदस्य हैं?” (Are you an SHG member?). Select “नहीं” (No) if you are not a member. Existing SHG members should usually apply through their group rather than this self-registration route.
- Fill basic details: Enter Aadhaar number, name exactly as on Aadhaar, father’s or husband’s name, and Aadhaar-linked mobile number.
- OTP verification and full form: Click “Send OTP,” enter the code received on your mobile, then complete personal details, bank account information, and proposed business type carefully.
- Submit and note the application number: After successful submission, an application number appears. Save it for future reference. JEEViKA will process verification, facilitate SHG membership if needed, and proceed toward approval and payment.
The process is designed to be mobile-friendly and relatively quick. Ensure all details are accurate to avoid rejection or delays.
Application Status and Payment Check
The main portal may not always have a dedicated real-time status tracker. Applicants typically receive SMS updates on the registered mobile. Payment status can be verified through:
- The PFMS portal (pfms.nic.in) using bank account details.
- Updating the bank passbook or checking the account balance.
- Contacting local JEEViKA/CRP officials or checking district-level payment lists where published.
- For second instalments, no separate form is usually required once utilisation is verified; funds are credited via DBT.
Latest Updates as of August 2026
In late August 2026, significant activity continued. The Chief Minister transferred hundreds of crores under MMRY to lakhs of women beneficiaries, including both first and second instalments, as part of the “Samriddh Mahila-Samriddh Bihar” campaign launched around Rakshabandhan. District-level reports from places like Begusarai, Jehanabad, and others showed thousands of women receiving ₹10,000 or ₹20,000 transfers in single events. Additional focus remains on linking beneficiaries with solar panels, marketing platforms, and further livelihood support. Applications remain open for eligible women who have not yet benefited.
Important Tips and Precautions
- Apply only through official channels (mmry.brlps.in, mmryurban.brlps.in, or local JEEViKA offices). Beware of middlemen or fake websites demanding money.
- Keep Aadhaar and bank details updated and linked.
- Use the first ₹10,000 productively and maintain records for potential higher support.
- For queries, contact BRLPS/JEEViKA: Vidyut Bhawan, Annexe-II, Bailey Road, Patna, or use the contact details on brlps.in (phone/email such as info@brlps.in).
Conclusion
Mukhyamantri Mahila Rojgar Yojana 2026 remains one of Bihar’s flagship efforts to turn women into economic contributors and “Lakhpati Didis.” The ₹10,000 initial aid, accessible online at mmry.brlps.in for eligible urban applicants (and through SHGs for rural ones), provides a practical starting point for small enterprises. With continued disbursements, second instalments, training, and marketing support, the scheme has already benefited well over a crore women and aims higher.
Eligible women who have not yet applied should visit the official portal, complete the process carefully, and connect with local JEEViKA facilitators. Proper utilisation of the funds can open doors to further assistance and lasting self-reliance. Always rely on official sources for the latest guidelines, as processes and timelines can see refinements. For the most current information, visit mmry.brlps.in or the BRLPS website regularly and stay in touch with your nearest JEEViKA office.
FAQs – Mukhyamantri Mahila Rojgar Yojana 2026
Q. Who can apply for the scheme?
Women aged 18 to 60 years who are permanent residents of Bihar can apply. Only one woman per family is eligible. Neither the applicant nor her husband should be an income-tax payer or a regular/contractual government employee.
Q. How much money is given under the scheme?
Eligible women receive ₹10,000 as the first instalment through Direct Benefit Transfer. After proper use of this amount and verification, they can get a second instalment of around ₹20,000, with total support possibly reaching up to ₹2 lakh in phases.
Q. Where can I apply online?
Urban women can apply online at the official portal mmry.brlps.in or the direct urban link mmryurban.brlps.in. Rural women should apply through their JEEViKA Self-Help Group or Village Organisation.
Q. Do I need to be a JEEViKA SHG member?
It is preferred and often required. Non-members can still apply online (select “No” for SHG membership). JEEViKA officials will help connect them to a group during verification.
Q. How can I check the application or payment status?
There is usually no direct status tracker on the main portal. Check via SMS on the registered mobile, the PFMS website using bank details, or by updating your bank passbook. Local JEEViKA staff can also help.
Q. Is any money charged for applying?
No. The entire process is free. Beware of middlemen or fake websites asking for money. Always use only the official portals or local JEEViKA offices.
Q. When will the second instalment of ₹20,000 be given?
It is released only after verification that the first ₹10,000 was properly used for self-employment. No separate form is usually needed; the amount comes via DBT once approved.